Topic
Credit Cards
Why a Pending Charge Can Vanish, Then Come Back as a New One
The charge shows up Tuesday morning, vanishes by Tuesday night, and reappears Wednesday looking brand new. Nobody touched the account in between.
Why Your Card's 'Pending' Charge Is Never the Final Amount
A gas station can hold up to $175 on your card before you've filled the tank. A hotel can hold $200 a night before you've ordered room service. Here's why the placeholder outlasts the receipt.
The $8 Late Fee Cap Is Dead. The CFPB Just Reopened the Fight
A federal judge voided the CFPB's $8 late-fee cap last year. This month, without much explanation, the agency reopened the file.